Rates as Low as 5.25%*

A Jumbo ARM That's Right for you

JUMBO
7/1 ARM

5.25%

*

Program Highlights & Guidelines

  • Primary residence 95% LTV starting at loan amounts of $647,201 up to a loan amount of $970,800 (90% LTV on Condos)
  • Loan amounts up to $1M (80% LTV) | Loan amounts up to $1.2M (75% LTV)
  • Second home financing up to $850,000
  • 680 minimum credit score for primary residence, 720 for second home
  • Minimum 5% down for Primary Residence
  • Minimum 10% down for Second Home
  • 45% maximum DTI
  • Gift funds may be used for Primary Residence
Currently the program ONLY available in DC, MD and VA.
*Financing based on a 30-year 7/1 ajustable-rate mortage loan, with an initial rate of 5.25%, 5.615% APR, and sales price of $812,500 with 20% down, with initial monthly payments of $3,589.32. Payment amount shown does not include taxes, prepaids, insurance premiums, or HOA fees. ARM interest rates and payments are subject to increase after the initial fixed-rate period (e.g. 7 years for a 7/1 ARM; the 1 shows that the interest rate is subject to adjustment every 1 year thereafter). Rates are subject to change without notice. ARM rates may vary depending on loan profile, i.e. credit score, etc. ARM loans are subject to rate caps. Rate Caps illustrate how much the rate can change. ARM loans interest rates are affected by the margin and the index. The index measures the interest rates that reflect the overall economic trend. The margin is added by all lenders. The initial interest rate will never be lower than the margin.
Contact me today to learn how an ARM loan program may be right for you!

Tom Gaffney

Senior Loan Officer | NMLS ID #182206
Let's Talk
This is an advertisement and not a guarantee of lending. Terms and conditions apply. All approvals are subject to underwriting guidelines. Prepared 2022-11-17.
First Herritage Mortage, LLC Company NMLS ID #86548 (www.nmlsconsumeraccess.org). FL LO60909, MD 26-6823, VA MLO-937VA
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4140 Pleasant Valley Rd,
Chantilly, VA 20151
*Base pricing does not include Elevation Charge and/or Lot Premiums

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